Our Services

We serve individuals and businesses in all areas of financial and tax management, including:

• Retirement Planning
  
  Helping you with your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement.
  
   
• Tax Management 
  
  Addressing your current situation to ensure you are not paying more than needed.  
  
   
• Estate & Legacy Planning
  
  Reviewing your wills and trusts. Helping preserve your estate for your intended heirs. Helping with beneficiary designations. Reducing exposure to estate taxes and probate costs. Coordinating with legal advisors.  Legacy planning includes the transfer of knowledge to the next generation.
  
   
• Risk Management
  
  Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the appropriate policy for your situation. 
  
   
• Education Funding
  
  Recommending investment and accumulation strategies to help you address your children's education expense needs.
  
   
• Investment Planning
  
  Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending appropriate investment vehicles designed to help you reach your goals. 
  
   
• Distribution Planning
  
  Distribution planning is a critical component when considering the risks of longevity, inflation, rising health care costs and the economy.  A well-developed financial plan includes a flexible distribution strategy.   
  
   
• Long Term Care & HSA Planning
  
  Analyzing a client's individual need for long term care insurance or HSA benefits..